With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
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，更多细节参见heLLoword翻译官方下载
代码重构：它没有直接甩代码，而是先思考了“设计模式”的选择（工厂模式 vs 策略模式），最终选择了适合扩展的策略模式。
710 BITS32 RPT ; ← stall here until PLA result arrives，详情可参考服务器推荐
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